Too late for a prenup?

If you are 20 days (or less!)  from your wedding, it’s too late to sign a premarital agreement. You’ve run out of time for a traditional prenup or a mediated prenup.

After your wedding, your spouse may be UNWILLING to sign a postnup (postnuptial agreement).

You NEED to take precautions in the event of divorce as best you can.

Here’s what to do!

Create a Snapshot of Your Finances

Document your entire financial picture the day before your wedding, or as close to it as possible. Preserve this record.


Why?


In Florida, once you're married, title doesn’t matter — both spouses share in the growth of premarital assets.
To protect yourself, you need to be able to prove the value of your premarital assets.

Step 1. Log into All Financial Accounts

  • Personal and business: checking, savings, retirement, brokerage, PayPal, Venmo, crypto, etc.
  • Take screenshots of all balances.
  • Date-stamp each screenshot.
  • Save them in a secure location your spouse cannot access.

Step 2. Document Real Estate

If you own personal or business property:

  • Visit Zillow, Redfin, Realtor, Trulia, or similar sites.
  • Take screenshots of current estimated values.
  • Date-stamp everything.
  • Save in the same secure location.

Step 3. List Vehicles & Boats

  • Include cars, motorcycles, RVs, boats — personal and business-owned.
  • Use Kelly Blue Book or similar websites.
  • Pull estimated fair market values.
  • Take screenshots, date-stamp, and store securely.

Step 4. Record Valuables

  • Make a list and photograph unique, valuable, or sentimental items.

Examples: grandfather’s watch, diplomas, signed jerseys, paintings, custom furniture.

  • Date-stamp each photo.
  • Save in the same secure folder.

Step 5. Log All Debts

  • Include personal and business loans, mortgages, credit cards, auto loans, SBA loans, etc.
  • Take screenshots of current balances.
  • Date-stamp everything.
  • Store securely.

Why This Matters

You are doing all of the above to have your starting value and your premarital net worth recorded.

After  you marry, you may want to see if your spouse is willing to do a postnup for BOTH parties’ protection.

If so, this record will be a valuable tool for the postnup drafter. Even if your spouse won't consider a postnup, you have saved a critical record of your premarital finances that will save you time and money if you divorce.